SHEILA MHLONGO
Ukukhathazeka ngezinga eliphezulu lesikweletu kungathinta yonke imindeni futhi izingane ezikhula emakhaya abhekene nengcindezi yezezimali kungenzeka zithathe ufuzo olubi lokuba nenkinga yezimali
Lokhu kushiwo yiNational Debt Counsellors’ Association (NDCA), emele abeluleki bezikweletu abanolwazi olunzulu eNingizimu Afrika, efuna ukuthi abantu baseNingizimu Afrika basizakale ezinkingeni zezikweletu.
Idatha yamalungu e-NDCA ikhombisa ukuthi iqembu labantu elibhekene nengcindezi enkulu yezezimali lineminyaka ephakathi kuka-35 kuya ku-54 okuyiminyaka evamile yabazali abanezinga labafundi abasesikoleni noma abasenyuvesi. Amaphesenti angu-77 abantu abaneminyaka ephakathi kuka-35 – 44, kanye namaphesenti angu-76 abaneminyaka ephakathi kuka-45 – 54, babike ukuthi bazizwa benengcindezi noma bekhathazekile ngezimali.
Usihlalo we-NDCA, uBenay Sager, uthi idatha yezimboni ikhombisa ukuthi ngaphezu kwamaphesenti angu-60 abantu baseNingizimu Afrika abaneminyaka engu-45 nangaphezulu basebenzisa okungaphezu kuka-40% wemholo wabo ukukhokha izikweletu, okubashiya bengenawo amandla okonga, ukufundisa noma ukuhlela impesheni.
“Lokhu akugcini nje ngokubeka ingcindezi ephuthumayo emindenini ephila nsuku zonke engenamandla okutshala imali ekusaseni lezingane zabo, kodwa ukungabi nokonga kwempesheni kungadlulisela le ngxenye yengcindezi kuzizukulwane ezilandelayo.”
Uthi ukuqeda ihlazo elihambisana nengcindezi yezezimali kudinga usizo kusenesikhathi kungaqeda umjikelezo wesikweletu esidluliselwa ezizukulwaneni. Njengoba uJuni kube yinyanga ye-Youth Day neFather’s Day, kuwuhambo oluhle kakhulu lokufuna usizo lokuqeda lo mjikelezo.
“Ukubonisana ngezikweletu kuyindlela eqinisekisiwe, ehlelekile, esemthethweni futhi enomthwalo wokuziphatha wabazali noma abakhathalelayo ukuze babuyele ekulawuleni izimali zabo, kwehlise ingcindezi ebhekene nabo futhi bavikele ikusasa lezezimali lezingane.”
Izibalo zezimboni ziqinisekisa lokhu. Inani labathengi abaqede ukwelulekwa ngezikhathi zezikweletu selikhuphuke ngokuphindwe kayishumi nanye kusukela ngo-2016.
Amalungu e-NDCA abika ukuthi abantu abaqeda ukwelulekwa ngezikhathi zezikweletu bavame kakhulu kumalungu omndeni nabangane, okudala umphumela wokukhula kwamandla emindenini.
“When parents are financially stable, children benefit from less household stress, better emotional wellbeing and greater opportunity. In this context, debt counselling is not just about managing debt but creating a healthier home environment and a more secure future for the next generation,” says Sager. ENDS
“Lapho abazali benethezekile kwezezimali, izingane zizuza ngokwehla kwengcindezi yasendlini kanye nethuba elingcono. Ngale ndlela, ukwelulekwa ngezikhathi zezikweletu akukhona nje kuphela ukuphatha izikweletu kodwa nokwakha indawo yasekhaya enempilo kanye nekusasa elivikelekile kuzizukulwane ezizayo,” kusho uSager.
